You are a Fool.

Well, at least you should be. I’m talking about fool with a capital “F”, which is what fans of the personal finance website The Motley Fool are known as.

The Fool was founded in the early 1990′s by David and Tom Gardner in Northern Virginia and has since grown to become one of the most well-respected multimedia financial-services and investment communities on the web.  The Motley Fool reaches millions of people each month online and has branched out into books, newspaper columns, television appearances, and subscription newsletter services.

Which brings us to the subject of my latest Required Reading.

The Motley Fool Personal Finance Workbook : A Foolproof Guide to Organizing Your Cash and Building Wealth takes the Fools away from their usual conversations on stocks bonds and dives into the blocking and tackling concerns of basic money management. Well known for their humor as well as for their financial savvy, the Gardners try to keep it light when helping you look at money management in a new light. (We know it’s boring, the authors say; “that’s why we’ve hidden crisp five-dollar bills throughout the pages.”)

The dreariest of money matters-budgets, debt, insurance and taxes-are addressed in reassuring prose, illustrated with charts and further detailed with checklists that you can work through and goal graphs than you can adopt.

Even reluctant readers will be coaxed to face financial realities through the Gardners’ encouragement and the helpful budget planning worksheets. You won’t find dazzling new insights on how to hire a financial planner or buy big-ticket items, but they will find very friendly advisors who crack jokes as they dispense wisdom. The substance here is well-tread ground, as it should be, but the style is straight from the Fool’s funny bone.

Check out this book and also visit the Fool’s website and become a free member. Getting out of debt is just phase one. When you’re ready to build wealth, you’ll wan to do it Foolishly.