In the wake of the news and corporate and personal bankruptcies were up by nearly a third in 2009, it’s little surprise that delinquincies and defaults on credit cards appear to be at a record high.

New data from Fitch Ratings’ Credit Card Index shows that credit card payments more than 60 days past due jumped 4.54 percent in November (the most recent information available) and as such were at record levels.

The previous record was set in June 2009, when delinquencies were at 4.45 percent.

Fitch Ratings is a global research and rating agency that serves the world’s credit markets with independent market analysis.

There was some positive news in their report, namely that they expect employment to rebound slightly in 2010. Fitch expects U.S. unemployment to peak at 10.4 percent in the second quarter of 2010, and remain above the 10 percent level throughout 2010.

However the fact of the matter is that things couldn’t really get much worse, with more than 15 percent of workers out of a job or underemployed.

But things may get worse before they get better.

Cynthia Ullrich, a senior director with Fitch Ratings, said ”The recent acceleration in delinquencies has not yet approached levels experienced last year. With that said, seasonal patterns dictate further delinquency increases and higher charge offs in the coming months.”